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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,987 | $165,399-68.0% | $149,745-64.6% | $158,982-66.7% |
| Participation rate | 88.2% | 84.6%+3.7pp | 82.5%+5.8pp | 82.0%+6.3pp |
| Annual return | 11.23% | 348.34%-337.1pp | 276.72%-265.5pp | 302.99%-291.8pp |
| Employer contribution / active EE | $8,284 | $5,105+62.3% | $4,646+78.3% | $4,763+73.9% |
| Participant deferral / active EE | $11,641 | $7,183+62.1% | $6,843+70.1% | $5,983+94.5% |
| Admin fee / account holder | $16,306 | $10,811+50.8% | $9,312+75.1% | $11,252+44.9% |