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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,632 | $157,304-62.7% | $141,197-58.5% | $152,909-61.7% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.5%+5.0pp |
| Annual return | 42.79% | 64.34%-21.5pp | 71.41%-28.6pp | 345.46%-302.7pp |
| Employer contribution / active EE | $6,697 | $5,263+27.3% | $4,736+41.4% | $4,764+40.6% |
| Participant deferral / active EE | $10,201 | $7,111+43.5% | $6,710+52.0% | $5,851+74.3% |
| Admin fee / account holder | $4,563 | $12,126-62.4% | $10,265-55.5% | $11,601-60.7% |