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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,694 | $81,504-59.9% | $102,437-68.1% | $80,959-59.6% |
| Participation rate | 51.9% | 66.9%-15.0pp | 74.5%-22.6pp | 67.7%-15.8pp |
| Annual return | 14.77% | 25.60%-10.8pp | 24.95%-10.2pp | 35.67%-20.9pp |
| Employer contribution / active EE | $1,301 | $3,104-58.1% | $3,871-66.4% | $2,757-52.8% |
| Participant deferral / active EE | $2,297 | $3,871-40.6% | $5,060-54.6% | $4,300-46.6% |
| Admin fee / account holder | $490 | $6,719-92.7% | $8,388-94.2% | $6,925-92.9% |