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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,797 | $88,672-49.5% | $105,223-57.4% | $82,448-45.7% |
| Participation rate | 51.3% | 67.9%-16.6pp | 75.0%-23.8pp | 68.1%-16.8pp |
| Annual return | 20.20% | 30.86%-10.7pp | 180.65%-160.5pp | 41.64%-21.4pp |
| Employer contribution / active EE | $1,406 | $3,048-53.9% | $3,689-61.9% | $2,551-44.9% |
| Participant deferral / active EE | $2,556 | $4,036-36.7% | $5,072-49.6% | $4,139-38.2% |
| Admin fee / account holder | $782 | $7,146-89.1% | $8,859-91.2% | $7,234-89.2% |