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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,347 | $95,406-64.0% | $185,849-81.5% | $85,847-60.0% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 11.34% | 23.59%-12.2pp | 122.10%-110.8pp | 318.61%-307.3pp |
| Employer contribution / active EE | $2,497 | $3,314-24.6% | $5,169-51.7% | $2,565-2.7% |
| Participant deferral / active EE | $4,363 | $3,424+27.4% | $5,569-21.7% | $3,952+10.4% |
| Admin fee / account holder | $3,081 | $7,214-57.3% | $16,244-81.0% | $6,261-50.8% |