Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,769 | $99,345-87.1% | $84,753-84.9% | $273,972-95.3% |
| Participation rate | 40.0% | 80.7%-40.7pp | 76.6%-36.6pp | 83.0%-43.0pp |
| Annual return | 18.43% | 22.93%-4.5pp | 22.78%-4.4pp | 41.46%-23.0pp |
| Employer contribution / active EE | $1,143 | $4,214-72.9% | $3,574-68.0% | $4,869-76.5% |
| Participant deferral / active EE | $3,319 | $4,270-22.3% | $3,712-10.6% | $5,287-37.2% |
| Admin fee / account holder | $1,781 | $6,645-73.2% | $5,333-66.6% | $10,133-82.4% |