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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,346 | $175,259-31.3% | $149,723-19.6% | $139,487-13.7% |
| Participation rate | 33.3% | 83.4%-50.1pp | 78.8%-45.4pp | 80.3%-47.0pp |
| Annual return | 16.09% | 166.82%-150.7pp | 134.50%-118.4pp | 373.84%-357.8pp |
| Employer contribution / active EE | $1,305 | $5,478-76.2% | $4,821-72.9% | $4,755-72.6% |
| Participant deferral / active EE | $8,333 | $6,522+27.8% | $5,682+46.7% | $6,713+24.1% |
| Admin fee / account holder | $2,375 | $16,158-85.3% | $13,215-82.0% | $11,407-79.2% |