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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,416 | $167,353-76.4% | $143,797-72.6% | $134,545-70.7% |
| Participation rate | 33.3% | 84.8%-51.5pp | 80.3%-47.0pp | 81.2%-47.9pp |
| Annual return | -15.44% | 0.48%-15.9pp | -0.04%-15.4pp | 418.37%-433.8pp |
| Employer contribution / active EE | $1,329 | $5,620-76.4% | $4,952-73.2% | $4,742-72.0% |
| Participant deferral / active EE | $7,615 | $6,447+18.1% | $5,638+35.1% | $6,401+19.0% |
| Admin fee / account holder | $13,838 | $18,096-23.5% | $14,679-5.7% | $11,431+21.1% |