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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,526 | $183,592+10.3% | $155,574+30.2% | $145,877+38.8% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 11.06% | 61.37%-50.3pp | 64.87%-53.8pp | 551.28%-540.2pp |
| Employer contribution / active EE | $3,585 | $5,317-32.6% | $4,676-23.3% | $4,663-23.1% |
| Participant deferral / active EE | $6,385 | $6,466-1.3% | $5,629+13.4% | $6,691-4.6% |
| Admin fee / account holder | $23,678 | $19,316+22.6% | $15,914+48.8% | $13,402+76.7% |