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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,179 | $181,896-47.7% | $156,551-39.2% | $273,972-65.3% |
| Participation rate | 91.7% | 88.4%+3.3pp | 84.0%+7.7pp | 83.0%+8.7pp |
| Annual return | 5.83% | 30.74%-24.9pp | 32.23%-26.4pp | 41.46%-35.6pp |
| Employer contribution / active EE | $816 | $6,248-86.9% | $5,501-85.2% | $4,869-83.2% |
| Participant deferral / active EE | $4,620 | $5,550-16.8% | $4,871-5.2% | $5,287-12.6% |
| Admin fee / account holder | $10,423 | $15,560-33.0% | $13,028-20.0% | $10,133+2.9% |