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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,175 | $108,922+127.8% | $100,398+147.2% | $145,978+70.0% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 16.14% | 58.04%-41.9pp | 49.32%-33.2pp | 550.52%-534.4pp |
| Employer contribution / active EE | $2,070 | $4,426-53.2% | $3,946-47.5% | $4,662-55.6% |
| Participant deferral / active EE | $11,349 | $8,450+34.3% | $8,084+40.4% | $6,690+69.7% |
| Admin fee / account holder | $11,090 | $9,680+14.6% | $7,893+40.5% | $13,400-17.2% |