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| Provider | Service type | Compensation |
|---|---|---|
PENTEGRA SERVICES, INC.2 years Filed as: PENTEGRA SERVICES, INC Service code 15 · EIN 13-3745616 | Recordkeeping | $31,548 |
FINANCIAL GUIDE2 years Service code 26 1401 RICHMOND AVENUE, SUITE 200 · HOUSTON, TX 77006 | Advisory (Participants) | $21,774 |
RELIANCE TRUST COMPANY2 years Service code 19 · EIN 58-1428634 | Securities Custodian | $2,803 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,811 | $84,493+3.9% | $125,381-30.0% | $66,938+31.2% |
| Participation rate | 90.1% | 76.4%+13.7pp | 82.4%+7.7pp | 69.8%+20.3pp |
| Annual return | 1.36% | -8.49%+9.9pp | 572.31%-570.9pp | 1.58%-0.2pp |
| Employer contribution / active EE | $5,362 | $3,554+50.9% | $4,815+11.3% | $2,545+110.7% |
| Participant deferral / active EE | $7,835 | $6,783+15.5% | $7,448+5.2% | $4,238+84.9% |
| Admin fee / account holder | $451 | $685-34.1% | $10,007-95.5% | $594-24.0% |