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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,303 | $99,957-26.7% | $149,730-51.0% | $73,493-0.3% |
| Participation rate | 84.2% | 75.7%+8.5pp | 82.5%+1.7pp | 70.7%+13.5pp |
| Annual return | 16.25% | 53.87%-37.6pp | 276.70%-260.4pp | 28.51%-12.3pp |
| Employer contribution / active EE | $1,536 | $3,191-51.9% | $4,645-66.9% | $2,270-32.4% |
| Participant deferral / active EE | $4,511 | $6,073-25.7% | $6,843-34.1% | $3,740+20.6% |
| Admin fee / account holder | $5,103 | $551+826.6% | $9,310-45.2% | $513+894.5% |