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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,289 | $150,442-87.8% | $136,295-86.6% | $147,585-87.6% |
| Participation rate | 76.9% | 84.4%-7.5pp | 81.9%-5.0pp | 82.8%-5.9pp |
| Annual return | 18.53% | 1049.09%-1030.6pp | 5155.97%-5137.4pp | 578.56%-560.0pp |
| Employer contribution / active EE | $1,520 | $5,256-71.1% | $4,695-67.6% | $4,876-68.8% |
| Participant deferral / active EE | $4,115 | $6,630-37.9% | $6,247-34.1% | $5,439-24.3% |
| Admin fee / account holder | $3,545 | $10,905-67.5% | $9,243-61.6% | $10,885-67.4% |