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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,377 | $102,938-86.0% | $94,105-84.7% | $138,895-89.6% |
| Participation rate | 81.8% | 74.6%+7.2pp | 71.9%+9.9pp | 79.9%+1.9pp |
| Annual return | 15.57% | 250.28%-234.7pp | 204.55%-189.0pp | 145.39%-129.8pp |
| Employer contribution / active EE | $1,629 | $2,732-40.4% | $2,504-35.0% | $4,194-61.2% |
| Participant deferral / active EE | $4,181 | $4,196-0.4% | $3,881+7.7% | $6,396-34.6% |
| Admin fee / account holder | $1,278 | $6,600-80.6% | $6,199-79.4% | $12,562-89.8% |