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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,361 | $107,666+131.6% | $102,184+144.0% | $154,746+61.1% |
| Participation rate | 70.0% | 83.7%-13.7pp | 82.6%-12.6pp | 80.7%-10.7pp |
| Annual return | 17.53% | 29.33%-11.8pp | 31.58%-14.0pp | 172.34%-154.8pp |
| Employer contribution / active EE | $5,567 | $3,846+44.7% | $3,594+54.9% | $4,379+27.1% |
| Participant deferral / active EE | $16,012 | $8,719+83.6% | $8,309+92.7% | $6,730+137.9% |
| Admin fee / account holder | $1,727 | $12,943-86.7% | $11,609-85.1% | $14,365-88.0% |