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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,200 | $70,486+74.8% | $100,535+22.5% | $79,856+54.3% |
| Participation rate | 69.2% | 73.6%-4.4pp | 79.4%-10.2pp | 69.6%-0.4pp |
| Annual return | 14.54% | 21.90%-7.4pp | 30.90%-16.4pp | 31.71%-17.2pp |
| Employer contribution / active EE | $4,157 | $2,165+92.0% | $3,419+21.6% | $2,471+68.2% |
| Participant deferral / active EE | $9,987 | $5,182+92.8% | $6,271+59.3% | $3,741+167.0% |
| Admin fee / account holder | $19,915 | $4,480+344.5% | $8,085+146.3% | $5,306+275.3% |