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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,648 | $91,198+10.4% | $178,503-43.6% | $79,856+26.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 17.06% | 24.20%-7.1pp | 151.12%-134.1pp | 31.71%-14.7pp |
| Employer contribution / active EE | $3,554 | $3,257+9.1% | $5,011-29.1% | $2,471+43.8% |
| Participant deferral / active EE | $819 | $3,237-74.7% | $5,202-84.3% | $3,741-78.1% |
| Admin fee / account holder | $9,365 | $6,748+38.8% | $13,987-33.0% | $5,306+76.5% |