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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,664 | $157,296+34.6% | $141,191+49.9% | $152,897+38.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.52% | 64.34%-38.8pp | 71.41%-45.9pp | 345.43%-319.9pp |
| Employer contribution / active EE | $17,644 | $5,262+235.3% | $4,736+272.5% | $4,764+270.4% |
| Participant deferral / active EE | $11,410 | $7,111+60.5% | $6,710+70.0% | $5,851+95.0% |
| Admin fee / account holder | $5,424 | $12,125-55.3% | $10,264-47.2% | $11,599-53.2% |