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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,418 | $138,076+13.3% | $123,553+26.6% | $135,380+15.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.39% | 153.70%-161.1pp | 119.21%-126.6pp | 519.81%-527.2pp |
| Employer contribution / active EE | $17,326 | $5,152+236.3% | $4,628+274.4% | $4,779+262.6% |
| Participant deferral / active EE | $9,288 | $6,800+36.6% | $6,426+44.5% | $5,609+65.6% |
| Admin fee / account holder | $325 | $10,917-97.0% | $9,284-96.5% | $10,828-97.0% |