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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,734 | $27,924-50.8% | $58,544-76.5% | $75,181-81.7% |
| Participation rate | 47.6% | 38.8%+8.8pp | 50.9%-3.2pp | 67.2%-19.6pp |
| Annual return | 14.42% | 44.20%-29.8pp | 4249.56%-4235.1pp | 160.69%-146.3pp |
| Employer contribution / active EE | $363 | $669-45.8% | $1,053-65.6% | $2,671-86.4% |
| Participant deferral / active EE | $2,565 | $1,202+113.4% | $1,923+33.4% | $4,126-37.8% |
| Admin fee / account holder | $145 | $1,726-91.6% | $2,520-94.3% | $5,650-97.4% |