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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,088 | $176,105-67.0% | $159,474-63.6% | $167,536-65.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 9.64% | 331.91%-322.3pp | 263.68%-254.0pp | 478.82%-469.2pp |
| Employer contribution / active EE | $1,710 | $5,299-67.7% | $4,831-64.6% | $4,839-64.7% |
| Participant deferral / active EE | $4,086 | $7,751-47.3% | $7,353-44.4% | $6,342-35.6% |
| Admin fee / account holder | $3,972 | $12,559-68.4% | $10,802-63.2% | $12,315-67.7% |