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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,213 | $127,387-77.1% | $115,038-74.6% | $125,389-76.7% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -5.75% | 31.28%-37.0pp | 26.14%-31.9pp | 282.24%-288.0pp |
| Employer contribution / active EE | $1,270 | $5,166-75.4% | $4,608-72.4% | $4,866-73.9% |
| Participant deferral / active EE | $1,810 | $6,423-71.8% | $6,026-70.0% | $5,352-66.2% |
| Admin fee / account holder | $2,710 | $9,516-71.5% | $8,175-66.9% | $9,541-71.6% |