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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,620 | $54,763+133.0% | $90,324+41.3% | $72,976+74.9% |
| Participation rate | 88.5% | 65.2%+23.3pp | 73.3%+15.2pp | 69.5%+19.0pp |
| Annual return | 27.56% | 30.63%-3.1pp | 78.15%-50.6pp | 81.02%-53.5pp |
| Employer contribution / active EE | $6,493 | $2,093+210.2% | $2,856+127.4% | $2,440+166.1% |
| Participant deferral / active EE | $6,838 | $2,887+136.8% | $3,885+76.0% | $3,608+89.5% |
| Admin fee / account holder | $2,513 | $3,973-36.8% | $5,356-53.1% | $5,124-51.0% |