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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,918 | $53,128+86.2% | $86,582+14.2% | $70,126+41.1% |
| Participation rate | 89.2% | 65.3%+23.9pp | 73.5%+15.6pp | 69.5%+19.6pp |
| Annual return | 15.83% | 27.66%-11.8pp | 965.08%-949.3pp | 73.15%-57.3pp |
| Employer contribution / active EE | $4,964 | $2,068+140.0% | $2,839+74.8% | $2,343+111.9% |
| Participant deferral / active EE | $5,534 | $2,695+105.3% | $3,609+53.3% | $3,332+66.1% |
| Admin fee / account holder | $4,191 | $3,584+16.9% | $4,904-14.5% | $4,645-9.8% |