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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,010 | $51,642+140.1% | $129,384-4.2% | $80,935+53.2% |
| Participation rate | 46.3% | 56.9%-10.6pp | 69.6%-23.4pp | 67.7%-21.4pp |
| Annual return | 11.82% | 20.78%-9.0pp | 9461.77%-9450.0pp | 35.66%-23.8pp |
| Employer contribution / active EE | $727 | $1,583-54.1% | $4,153-82.5% | $2,757-73.6% |
| Participant deferral / active EE | $3,366 | $2,670+26.1% | $4,166-19.2% | $4,299-21.7% |
| Admin fee / account holder | $7,842 | $4,312+81.9% | $7,686+2.0% | $6,924+13.3% |