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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,393 | $49,199+112.2% | $121,210-13.9% | $75,177+38.9% |
| Participation rate | 56.9% | 55.4%+1.5pp | 69.5%-12.7pp | 67.2%-10.3pp |
| Annual return | 14.40% | 56.04%-41.6pp | 987.41%-973.0pp | 160.75%-146.3pp |
| Employer contribution / active EE | $637 | $1,547-58.8% | $4,171-84.7% | $2,671-76.1% |
| Participant deferral / active EE | $3,626 | $2,630+37.9% | $4,084-11.2% | $4,126-12.1% |
| Admin fee / account holder | $17,923 | $3,946+354.2% | $5,647+217.4% | $5,651+217.1% |