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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,258 | $107,809-76.6% | $90,657-72.1% | $135,380-81.3% |
| Participation rate | 30.0% | 78.0%-48.0pp | 74.0%-44.0pp | 82.6%-52.6pp |
| Annual return | -6.96% | -0.90%-6.1pp | 1.89%-8.8pp | 519.81%-526.8pp |
| Employer contribution / active EE | $636 | $3,018-78.9% | $2,532-74.9% | $4,779-86.7% |
| Participant deferral / active EE | $1,258 | $3,872-67.5% | $3,424-63.3% | $5,609-77.6% |
| Admin fee / account holder | $31 | $5,931-99.5% | $4,994-99.4% | $10,828-99.7% |