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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,057 | $113,338-80.5% | $94,993-76.8% | $147,586-85.1% |
| Participation rate | 25.0% | 78.0%-53.0pp | 73.9%-48.9pp | 82.8%-57.8pp |
| Annual return | 21.04% | 20.80%+0.2pp | 27.14%-6.1pp | 578.59%-557.5pp |
| Employer contribution / active EE | $362 | $3,160-88.6% | $2,603-86.1% | $4,876-92.6% |
| Participant deferral / active EE | $702 | $3,777-81.4% | $3,317-78.8% | $5,439-87.1% |
| Admin fee / account holder | $0 | $6,063-100.0% | $4,960-100.0% | $10,886-100.0% |