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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,316 | $101,618-6.2% | $93,063+2.4% | $137,256-30.6% |
| Participation rate | 85.7% | 74.9%+10.8pp | 72.1%+13.6pp | 80.0%+5.8pp |
| Annual return | 18.25% | 223.95%-205.7pp | 34.15%-15.9pp | 220.34%-202.1pp |
| Employer contribution / active EE | $1,771 | $2,707-34.6% | $2,476-28.5% | $4,156-57.4% |
| Participant deferral / active EE | $7,129 | $4,279+66.6% | $3,958+80.1% | $6,407+11.3% |
| Admin fee / account holder | $705 | $6,198-88.6% | $6,033-88.3% | $12,270-94.3% |