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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,345 | $155,555-65.7% | $146,866-63.7% | $155,188-65.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 22.52% | 115.41%-92.9pp | 102.85%-80.3pp | 148.84%-126.3pp |
| Employer contribution / active EE | $2,282 | $4,647-50.9% | $4,425-48.4% | $4,248-46.3% |
| Participant deferral / active EE | $13,107 | $8,044+62.9% | $7,759+68.9% | $6,531+100.7% |
| Admin fee / account holder | $1,020 | $14,755-93.1% | $13,620-92.5% | $14,480-93.0% |