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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,793 | $160,028-75.1% | $147,080-72.9% | $145,884-72.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 28.24% | 98.60%-70.4pp | 420.17%-391.9pp | 551.85%-523.6pp |
| Employer contribution / active EE | $3,590 | $5,286-32.1% | $4,933-27.2% | $4,662-23.0% |
| Participant deferral / active EE | $12,838 | $8,422+52.4% | $8,066+59.2% | $6,690+91.9% |
| Admin fee / account holder | $1,008 | $15,030-93.3% | $12,989-92.2% | $13,392-92.5% |