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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,345 | $162,136-67.1% | $152,301-65.0% | $154,746-65.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 22.52% | 91.02%-68.5pp | 80.50%-58.0pp | 172.34%-149.8pp |
| Employer contribution / active EE | $2,282 | $4,890-53.3% | $4,624-50.7% | $4,379-47.9% |
| Participant deferral / active EE | $13,107 | $8,341+57.1% | $8,004+63.8% | $6,730+94.7% |
| Admin fee / account holder | $1,020 | $15,759-93.5% | $14,398-92.9% | $14,365-92.9% |