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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,707 | $165,381+25.0% | $149,730+38.1% | $158,966+30.0% |
| Participation rate | 91.7% | 84.6%+7.1pp | 82.5%+9.2pp | 82.0%+9.7pp |
| Annual return | 14.61% | 348.29%-333.7pp | 276.70%-262.1pp | 302.95%-288.3pp |
| Employer contribution / active EE | $6,652 | $5,104+30.3% | $4,645+43.2% | $4,762+39.7% |
| Participant deferral / active EE | $6,439 | $7,182-10.4% | $6,843-5.9% | $5,983+7.6% |
| Admin fee / account holder | $1,090 | $10,809-89.9% | $9,310-88.3% | $11,250-90.3% |