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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,369 | $157,296+17.8% | $141,191+31.3% | $152,897+21.2% |
| Participation rate | 63.6% | 84.8%-21.2pp | 82.5%-18.8pp | 82.5%-18.8pp |
| Annual return | 22.08% | 64.34%-42.3pp | 71.41%-49.3pp | 345.43%-323.3pp |
| Employer contribution / active EE | $6,632 | $5,262+26.0% | $4,736+40.0% | $4,764+39.2% |
| Participant deferral / active EE | $2,673 | $7,111-62.4% | $6,710-60.2% | $5,851-54.3% |
| Admin fee / account holder | $4,707 | $12,125-61.2% | $10,264-54.1% | $11,599-59.4% |