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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,546 | $76,551-24.8% | $123,894-53.6% | $62,881-8.5% |
| Participation rate | 66.7% | 73.0%-6.3pp | 81.4%-14.7pp | 69.3%-2.6pp |
| Annual return | 7.64% | 18.68%-11.0pp | 47.52%-39.9pp | 20.14%-12.5pp |
| Employer contribution / active EE | $2,297 | $2,882-20.3% | $4,617-50.2% | $2,281+0.7% |
| Participant deferral / active EE | $4,108 | $4,840-15.1% | $5,984-31.4% | $3,203+28.2% |
| Admin fee / account holder | $2,307 | $4,826-52.2% | $8,357-72.4% | $4,296-46.3% |