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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,577 | $175,231-58.6% | $149,696-51.5% | $139,466-48.0% |
| Participation rate | 68.2% | 83.4%-15.2pp | 78.8%-10.6pp | 80.3%-12.2pp |
| Annual return | 19.61% | 166.77%-147.2pp | 134.46%-114.8pp | 373.66%-354.1pp |
| Employer contribution / active EE | $1,252 | $5,478-77.1% | $4,821-74.0% | $4,754-73.7% |
| Participant deferral / active EE | $2,115 | $6,521-67.6% | $5,682-62.8% | $6,712-68.5% |
| Admin fee / account holder | $37,416 | $16,155+131.6% | $13,212+183.2% | $11,409+228.0% |