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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,699 | $73,863+18.7% | $143,797-39.0% | $68,490+28.0% |
| Participation rate | 60.0% | 66.7%-6.7pp | 80.3%-20.3pp | 67.9%-7.9pp |
| Annual return | -14.50% | 0.91%-15.4pp | -0.04%-14.5pp | -7.85%-6.7pp |
| Employer contribution / active EE | $868 | $3,185-72.7% | $4,952-82.5% | $2,597-66.6% |
| Participant deferral / active EE | $1,106 | $3,385-67.3% | $5,638-80.4% | $4,028-72.5% |
| Admin fee / account holder | $86,652 | $5,756+1405.4% | $14,679+490.3% | $5,403+1503.8% |