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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,462 | $183,592-50.7% | $155,567-41.9% | $145,959-38.0% |
| Participation rate | 65.0% | 82.7%-17.7pp | 78.2%-13.2pp | 80.3%-15.3pp |
| Annual return | 16.30% | 61.24%-44.9pp | 64.74%-48.4pp | 561.95%-545.6pp |
| Employer contribution / active EE | $1,128 | $5,315-78.8% | $4,674-75.9% | $4,661-75.8% |
| Participant deferral / active EE | $1,863 | $6,464-71.2% | $5,628-66.9% | $6,689-72.1% |
| Admin fee / account holder | $6,705 | $19,318-65.3% | $15,916-57.9% | $13,398-50.0% |