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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,868 | $217,432-77.5% | $185,849-73.7% | $167,536-70.8% |
| Participation rate | 75.0% | 86.1%-11.1pp | 81.7%-6.7pp | 82.1%-7.1pp |
| Annual return | 26.90% | 148.42%-121.5pp | 122.10%-95.2pp | 478.82%-451.9pp |
| Employer contribution / active EE | $1,809 | $5,875-69.2% | $5,169-65.0% | $4,839-62.6% |
| Participant deferral / active EE | $7,788 | $6,357+22.5% | $5,569+39.8% | $6,342+22.8% |
| Admin fee / account holder | $398 | $19,818-98.0% | $16,244-97.6% | $12,315-96.8% |