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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,305 | $209,422-82.7% | $178,503-79.7% | $158,982-77.2% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 22.85% | 188.81%-166.0pp | 151.12%-128.3pp | 302.99%-280.1pp |
| Employer contribution / active EE | $1,382 | $5,707-75.8% | $5,011-72.4% | $4,763-71.0% |
| Participant deferral / active EE | $2,456 | $5,955-58.8% | $5,202-52.8% | $5,983-59.0% |
| Admin fee / account holder | $4,544 | $17,079-73.4% | $13,987-67.5% | $11,252-59.6% |