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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,912 | $72,486-3.6% | $87,103-19.7% | $72,976-4.2% |
| Participation rate | 64.7% | 72.8%-8.1pp | 76.9%-12.2pp | 69.5%-4.8pp |
| Annual return | 23.27% | 24.46%-1.2pp | 28.19%-4.9pp | 81.02%-57.7pp |
| Employer contribution / active EE | $1,010 | $1,894-46.6% | $2,521-59.9% | $2,440-58.6% |
| Participant deferral / active EE | $4,473 | $3,270+36.8% | $4,049+10.5% | $3,608+24.0% |
| Admin fee / account holder | $14,180 | $5,055+180.5% | $7,491+89.3% | $5,124+176.7% |