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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,577 | $62,583-1.6% | $76,767-19.8% | $64,173-4.0% |
| Participation rate | 65.7% | 72.8%-7.1pp | 77.0%-11.2pp | 69.6%-3.9pp |
| Annual return | -3.11% | -1.95%-1.2pp | 2.43%-5.5pp | 7.63%-10.7pp |
| Employer contribution / active EE | $936 | $1,832-48.9% | $2,485-62.4% | $2,381-60.7% |
| Participant deferral / active EE | $4,193 | $3,145+33.3% | $3,852+8.9% | $3,470+20.9% |
| Admin fee / account holder | $13,864 | $4,667+197.1% | $6,675+107.7% | $4,887+183.7% |