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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,599 | $124,351-29.6% | $109,188-19.8% | $167,553-47.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 8.93% | 26.04%-17.1pp | 25.76%-16.8pp | 478.89%-470.0pp |
| Employer contribution / active EE | $4,081 | $4,210-3.1% | $3,723+9.6% | $4,840-15.7% |
| Participant deferral / active EE | $10,799 | $5,257+105.4% | $4,654+132.0% | $6,343+70.3% |
| Admin fee / account holder | $52,970 | $7,975+564.2% | $6,755+684.1% | $12,316+330.1% |