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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,846 | $107,368-17.3% | $92,915-4.4% | $152,909-41.9% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.0%-9.3pp | 82.5%-15.8pp |
| Annual return | 26.64% | 145.64%-119.0pp | 109.45%-82.8pp | 345.46%-318.8pp |
| Employer contribution / active EE | $2,121 | $4,222-49.8% | $3,653-41.9% | $4,764-55.5% |
| Participant deferral / active EE | $14,640 | $4,848+202.0% | $4,238+245.4% | $5,851+150.2% |
| Admin fee / account holder | $1,052 | $7,082-85.2% | $5,796-81.9% | $11,601-90.9% |