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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,801 | $100,805-3.0% | $86,698+12.8% | $134,532-27.3% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -17.32% | 29.09%-46.4pp | 35.95%-53.3pp | 418.27%-435.6pp |
| Employer contribution / active EE | $11,904 | $3,490+241.1% | $2,837+319.6% | $4,741+151.1% |
| Participant deferral / active EE | $11,568 | $5,339+116.7% | $4,656+148.4% | $6,401+80.7% |
| Admin fee / account holder | $1,007 | $10,925-90.8% | $7,493-86.6% | $11,429-91.2% |