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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,007 | $92,219-46.9% | $76,767-36.2% | $135,380-63.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -10.21% | 5.46%-15.7pp | 2.43%-12.6pp | 519.81%-530.0pp |
| Employer contribution / active EE | $12,059 | $3,216+275.0% | $2,485+385.2% | $4,779+152.3% |
| Participant deferral / active EE | $9,546 | $4,508+111.7% | $3,852+147.8% | $5,609+70.2% |
| Admin fee / account holder | $567 | $10,749-94.7% | $6,675-91.5% | $10,828-94.8% |