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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,659 | $98,776+7.0% | $149,745-29.4% | $79,856+32.3% |
| Participation rate | 80.0% | 75.8%+4.2pp | 82.5%-2.5pp | 69.6%+10.4pp |
| Annual return | 15.97% | 27.38%-11.4pp | 276.72%-260.8pp | 31.71%-15.7pp |
| Employer contribution / active EE | $2,907 | $3,217-9.6% | $4,646-37.4% | $2,471+17.6% |
| Participant deferral / active EE | $6,246 | $5,681+9.9% | $6,843-8.7% | $3,741+67.0% |
| Admin fee / account holder | $1,669 | $6,053-72.4% | $9,312-82.1% | $5,306-68.5% |