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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,565 | $77,817-15.7% | $123,553-46.9% | $64,173+2.2% |
| Participation rate | 84.0% | 74.7%+9.3pp | 82.3%+1.7pp | 69.6%+14.4pp |
| Annual return | -8.15% | 12.49%-20.6pp | 119.21%-127.4pp | 7.63%-15.8pp |
| Employer contribution / active EE | $2,217 | $3,014-26.4% | $4,628-52.1% | $2,381-6.9% |
| Participant deferral / active EE | $5,544 | $5,240+5.8% | $6,426-13.7% | $3,470+59.8% |
| Admin fee / account holder | $5,150 | $5,519-6.7% | $9,284-44.5% | $4,887+5.4% |