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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,164 | $183,592+138.1% | $155,567+181.0% | $145,959+199.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 21.93% | 61.24%-39.3pp | 64.74%-42.8pp | 561.95%-540.0pp |
| Employer contribution / active EE | $19,318 | $5,315+263.5% | $4,674+313.3% | $4,661+314.5% |
| Participant deferral / active EE | $17,193 | $6,464+166.0% | $5,628+205.5% | $6,689+157.1% |
| Admin fee / account holder | $3,183 | $19,318-83.5% | $15,916-80.0% | $13,398-76.2% |