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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,624 | $99,345-90.3% | $84,753-88.6% | $273,972-96.5% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 4.41% | 22.93%-18.5pp | 22.78%-18.4pp | 41.46%-37.0pp |
| Employer contribution / active EE | $1,044 | $4,214-75.2% | $3,574-70.8% | $4,869-78.6% |
| Participant deferral / active EE | $561 | $4,270-86.9% | $3,712-84.9% | $5,287-89.4% |
| Admin fee / account holder | $3,668 | $6,645-44.8% | $5,333-31.2% | $10,133-63.8% |